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Fees, valuation & enforcement

Know the cost of authorization—and the cost of skipping it.

Permit fees are a project input. Enforcement exposure is a project risk. Use the official schedule where available, then confirm valuation, trade permits, plan review, and inspection charges with the Authority Having Jurisdiction.

Official fee pathway

Build the permit budget from the issuing agency’s schedule.

The final charge may depend on declared construction value, occupancy classification, square footage, plan review, state surcharges, trade permits, technology fees, and inspection activity. Do not use a neighboring city’s fee table as a substitute for this jurisdiction.

Fee desk contact

County Floodplain Administrator/Treasurer Regina Wilkinson: 432-377-2311; County Judge's Office: 432-309-9500 ext. 5; TCEQ Region 7: 432-570-1359

Ask the counter to confirm current charges before submitting a project with multiple trades or a change of use.

Financial exposure

Budget for the complete approval path.

Plan for building, mechanical, plumbing, electrical, fire, energy, zoning, septic, right-of-way, or other reviews that the project scope triggers. The lowest initial permit fee is not always the lowest project cost.

Enforcement exposure

Stop-work authority can interrupt the critical path.

When work begins without authorization, the agency may halt the site, require corrective plans, impose additional fees, withhold inspection release, or require concealed work to be exposed for review.

Closeout exposure

Unresolved work can block occupancy and utilities.

A missing final inspection or certificate can complicate occupancy, refinancing, sale, insurance, and utility connection. Preserve the approved plans and signed inspection record through closeout.

Professional field note

Treat every exemption as a narrow code exception, not a blanket waiver.

Even when a cosmetic or minor project does not require a building permit, zoning, floodplain, shoreline, historic, utility, fire, or right-of-way controls may still apply. Confirm the full jurisdictional picture before work starts.

Source trail

Official sources for this profile

Use these direct agency or licensing links to confirm current instructions before you file, pay, or schedule work. External pages control if their information differs from this directory.

Project questions

Frequently asked questions for Loving County

Who handles permitting for this jurisdiction?

Loving County Floodplain Administration and TCEQ Region 7 OSSF Program is the identified county-level authority for this profile. Confirm that the property is in its service area before filing.

How should I begin an application?

Begin with the online permit gateway listed in the application guide. If the portal does not recognize the address or project type, contact County Floodplain Administrator/Treasurer Regina Wilkinson: 432-377-2311; County Judge's Office: 432-309-9500 ext. 5; TCEQ Region 7: 432-570-1359.

How long might review take?

TCEQ must approve or deny a complete OSSF permit application and planning materials within 30 days of receipt. No county floodplain or structural review duration is published.

How are inspections scheduled?

Contact the county Floodplain Administrator at 432-377-2311 before development in an identified flood hazard area. For OSSF work, submit the February 2026 TCEQ application, legal-description proof, licensed site/soil evaluation, planning materials, and fee to Region 7; do not begin construction before Authorization to Construct. Arrange the required inspection through Region 7 at 432-570-1359 and leave the system uncovered until inspection and approval to operate.

Which codes and exemptions should I review?

Loving County participates in local floodplain administration through its county Floodplain Administrator and applicable NFIP/FEMA minimum standards; no county permit form, flood-damage-prevention order text, or specific elevation standard is publicly posted. OSSF permitting in state-jurisdiction areas is administered by TCEQ Region 7 under Texas Health and Safety Code Chapter 366 and 30 TAC Chapter 285. No countywide ICC structural building code, general building-permit program, or zoning ordinance was found. No county cosmetic or minor-work exemption list is published. For TCEQ-administered OSSF work, the state 10-acre exception may apply only when all state conditions are met: licensed site evaluation, one single-family dwelling on at least 10 acres, no nuisance or groundwater pollution, every component at least 100 feet from property lines, and disposal entirely on the tract. Qualifying grandfathered systems and listed emergency repairs reported within 72 hours may also be exempt. Confirm floodplain status and any development-permit requirement with the county before work.

Why permit costs vary

The fee is tied to the work, not just the form.

Building departments commonly calculate charges from valuation, occupancy, floor area, project type, plan review effort, trade scope, state surcharges, and inspection activity. A remodel that appears small on paper may still trigger structural, energy, fire, or utility review. Ask the permit counter which disciplines apply before you finalize the construction budget.

The same discipline applies to enforcement. Correcting unpermitted work after finishes are installed can require demolition, revised plans, additional inspections, and schedule disruption. Authorization is usually the less expensive project-management decision.